SME Bank Malaysia, established in 2005, is a wholly owned subsidiary of the Ministry of Finance and regulated by Bank Negara Malaysia. It functions as a Development Financial Institution (DFI) dedicated to supporting the growth and development of small and medium sized enterprises (SMEs) in Malaysia. SME Bank primarily achieves this by providing financial assistance through various loan and financing programs tailored to the specific needs of SMEs, encompassing working capital, asset acquisition, and business expansion. Additionally, SME Bank offers non financial support services such as business development training, consultancy services, and access to market networks, empowering SMEs to build capacity and enhance their competitiveness. By fulfilling this dual role of financial and developmental assistance, SME Bank plays a crucial role in driving Malaysia's economic growth and fostering a vibrant SME ecosystem.